Money Timeline turns bank alerts into a legible daily journey — heat on the days you spent, a rail through every merchant, and a settle-up ledger for the money friends still owe you.
Every day is tinted by what it cost, on a five-step scale set against that month's own maximum. A dot marks the days money came in. Tap any cell and the day opens as a rail of stops — time, merchant, category, amount.
Tap a merchant, a category, an account or the visit count on any transaction. The same timeline reopens filtered — total, count, average and span at the top, month bars beneath, and the merchant strip only when there is more than one.
One beam shows the net position — owed on the left, owing on the right. Every unsettled person carries a Remind action in the row itself, so settling never means hunting for a button.
The free app keeps 90 days of history and everything you need to read a month. Plus removes the window and adds the tools that pay for themselves once you have a year of data.
Grant SMS access once and the timeline builds from your existing bank alerts. Nothing leaves the device until you turn on sync.